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Welcome > Agent Info > NEWSLETTER INFO...

Thank you for visiting my Newsletter Info page. Simply e-mail me if you would like me to e-mail you a copy of our current newsletter. Scroll below for answers to puzzles and trivia questions.

SUDOKU PUZZLE ANSWER (October 2009 Newsletter)

Trivia Answer will be posted after November 15th. Don't forget to e-mail us your trivia answer to be entered into a drawing for a $10 Gift Card to Lowe's Home Improvement store.

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School Reports in Lansdale, Harleysville and Schwenksville, Pennsylvania

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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	Who is "Freddie Mac", and why is he a big name in real estate?
A	"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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The Jacki Ruiz Team, REALTOR®, real estate agents and broker for Lansdale, Harleysville and Schwenksville, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Jacki Ruiz
Keller Williams Real Estate
910 Harvest Dr, Suite 100
Blue Bell, PA 19422 USA
Direct: 610-764-4676
Office: 215-646-2900 x6063
jacki@jackiruizteam.com
The Jacki Ruiz Team is committed to making all your real estate transactions as successful and worry-free as possible.

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