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The Jacki Ruiz Team
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Welcome! Here You Can Find Great Information on Real Estate throughout Lansdale, Harleysville and Schwenksville, as well as throughout Montgomery, Bucks, Delaware, Chester, Philadelphia and Berks Counties in Pennsylvania. Looking For Homes? Click on the Search all local listings Button. Access to all the homes for sale in Montgomery, Bucks, Delaware, Berks, Chester and Philadelphia Counties.  Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Lansdale, Harleysville and Schwenksville real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Lansdale, Harleysville and Schwenksville real estate agent, I have the experience and track record you are looking for. Please let me help.
- The Jacki Ruiz Team
Jacki Ruiz, PA Licensed Realtor # RS-212522-L
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
Who received the largest land grant ever given to an English subject for only two beaver skins per year?
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| A |
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II. |
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